Feroza’s Story

Feroza’s childhood was full of sufferings and sorrows. She never had a moment of happiness in her life. All she remembered from her childhood was the extreme want of food, want of shelter and want of clothing. In 1972 at the age of 12, she was married to a 24 years old unemployed man. Feroza entered into her husband’s house with the dreams and hope of a young girl but all she saw was more want. It was Feroza who worked for a handful of grains to feed herself, her mother-in-law and her husband. When her first son was born she was 19. The birth of a child meant another mouth for feed. Feroza’s toiling days became harder with the birth of her second son in 1982. Her husband was still unwilling to work and therefore she had to work even harder to feed all the five mouths. From morning till dark she worked. When she was 24, her third son was born. Each day became more difficult for Feroza. No matter how hard she worked she could never earn enough to feed everyone. Eight years went by and Feroza was still struggling for herself and her family. Then she came to learn about the Grameen bank. She became a member of the Bank, took a loan and started her own `rice husking’ business. Gradually she managed to improve her conditions and managed to repay the loan she had borrowed from the Grameen Bank. In 1995 Feroza took an even larger loan and started a stationery shop alongside her husking business. She went to the adult literacy centre and learned to read and write. By 2000 Feroza’s worst days were over. She had solvency, security and happiness. 

1. Choose the best answer.

(a) Feroza worked — .

(i) only in the morning (ii) from dawn to dusk 

(iii) in the evening (iv) from dusk to dawn 


(b) The food that Feroza earned for her family members was—.

(i) adequate (ii) inadequate (iii) enough (iv) sufficient

(c) Foroza’s third son was born — . 

(i) in 1984 (ii) in 1992 (iii) in 1982 (iv) in 1995

(d) Feroza got solvency and happiness because — .

(i) she learned how to work (ii) she got a good harvest of paddy (iii) she learned to read and write (iv) she got a loan from the Grameen Bank 

 (e) Feroza’s helpless days — . 

(i) Enlarged (ii) came to an end  (iii) continued (iv) remained same 

2. Write whether the following statements are true or false. If false, give the correct answer. 

(a) By producing much crops Feroza improved her condition. 

(b) At past Firoza’s income was too small to continue his family.

(c) She started a stationery shop alongside her house. 

(d) Feroza could not repay the loans that she took from Grameen Bank.

(e) Feroza was fighting for improving her condition for 8 years in vain. 

3. Fill in each gap in the following passage with a suitable word from the list. There are more words than necessary. 

life, determination, upset, poverty, reality, shattered, unemployed, off, bitter, sufferings


Feroza’s past days were full of a)…….. She had b)…….. memories of childhood. Her father married her c) …….. at an early age with a matured person who was d)…….. Feroza’s dream was e) …….. by the stern f) …….. She became a victim of extreme g) …….. However, she did not get h) …….. Through i) …….. and labour she reshaped her own j) …….. 

4. Read the passage in A again. Now answer the following questions in your own words. 

(a) How was Feroza benefited by Grameen Bank?

(b) What sort of a person her husband was? 

(c) Why did Feroza take loan from Grameen Bank? 

(d) When did Feroza establish herself as a solvent person?

(e) How did she change her life? 

5. Feroza (a) — to lead her family (b) — many years but her husband did not (c) — her. She became only the sole (d) — in her family. In spite of working (e) — she could not find the appearance of happiness. At last, she was informed (f) — Grameen Bank. She (g) — loan from Grameen Bank. With that money she (h) — rice husking business. Slowly, she began improving her (i) —. And she could be able to repay the (j) — that she took from Grameen Bank. 

 6. Read the passage in A again. Imagine that you are Feroza. You got married at your early age and you suffered very much. Now write in about 70-80 words about your struggle after marriage. 
7. Read the passage in A again. Now write the main ideas of the passage in your own words in not more than five sentences. 





1. (a) (ii) from dawn to dusk

(b) (ii) inadequate

(c) (i) in 1984

(d) (iv) she got a loan from the Grameen bank

(e) (ii) came to an end. 

2. True/False

(a) False. Correct Answer: By the business of husking paddy, Feroza improved her condition.

(b) True

(c) False. Correct Answer: She started a stationery shop alongside her husking business. 

(d) Feroza repaid the loans that she took from Grameen Bank

(e) False. Correct Answer: (i) Feroza was fighting for improving her condition for 8 years and at last she became solvent. 

3. a) sufferings b) bitter c) off d) unemployed e) shattered f) reality g) poverty h) upset i) determination j) life.

4. (a) Feroza took loan from Grameen Bank and started rice-husking business and gradually she managed to improve her condition. 

(b) Her husband was an inactive and unemployed person and he had no responsibilities towards his family. 

(c) Feroza took loan from Grameen Bank to start her business and change her luck. 

(d) Feroza established herself as a solvent person and became literate after 2000. 

(e) By taking loan from Grameen Bank she started her business and changed her life through strong determination and hard work. 
5. (a) had been struggling. (b) for, (c) help, (d) earner, (e) hard, (f) about, (g) took, (h) started, (i) condition, (j) loan. 

6. Rewriting in a different form.

I am Feroza. At the age of 12 I was married with an unemployed man. After marriage I wanted to be happy, but my dream could not be fulfilled. At the age of 24, I became a mother of three sons but still then, my husband was jobless. So, I had to work hard to feed my family. At last in 1992 I came to know about Grameen Bank and I took loan from the bank and started rice-husking business. I was able to repay the loan. As a result, the bank gave me a larger loan in 1995. Then I opened a stationery shop besides my husking business. As days went on, my sorrowful days were over. By 2000 my golden days began shining. I became self-reliant and happy. 

7. Summarizing.

Feroza suffered a lot in her early age. Even after her marriage, she could not see the light of happiness. Then she took loans from Grameen bank to eradicate poverty from her family. She invested the money in two businesses with success. And soon her golden days began shining.




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