People who take care of households for themselves and for the other people and by doing the work they lead their livelihood are called homemakers. Generally, they may perform general housekeeping chores and personal services, or they may assign them to other members of the household. Sometimes they employ people outside the household to do these tasks. Every household is unique, and the duties of each homemaker vary according to the ages, habits, needs, and incomes of the people in the household. At the same rate they are responsible for keeping homes clean and running smoothly. They decide what cleaning jobs need to be done, and they arrange to have them completed. Cleaning tasks may include dusting, sweeping, making beds, washing and waxing floors, vacuuming, and a wide variety of other chores. Many homemakers also make sure that clothing and household items are laundered, dry-cleaned, or mended when needed. In many cases, they shop for food, clothing, and other household needs. Homemakers often plan, cook, and serve many of the meals for their households. Sometimes they make arrangements to have others cook meals in the home or to buy meals from outside sources. Maintaining the household budget may be another responsibility of homemakers. They may take care of bills, banking, tax filing, and other financial matters. They often are responsible for day-to-day expenses, and they sometimes do long-range financial planning for their households. With other household members they make decisions about buying insurance, taking vacations, getting loans, and other important matters. In fact, they play an important role to make the family happy.